TrueMoney https://www.truemoney.com.my TrueMoney Malaysia Tue, 18 Aug 2026 12:11:36 +0000 en-GB hourly 1 https://wordpress.org/?v=6.9 https://www.truemoney.com.my/wp-content/uploads/2023/03/cropped-TMN-Logo-Vertical_Main-32x32.jpg TrueMoney https://www.truemoney.com.my 32 32 TrueDiscount – Terms https://www.truemoney.com.my/terms/truediscount-rm7-terms-and-conditions-terms/ Tue, 18 Aug 2026 11:39:22 +0000 https://www.truemoney.com.my/?p=22414

TrueDiscount

User Agreement

  1. This Campaign is held by True Money Malaysia Sdn. Bhd. By participating in this campaign, True Money Malaysia E-wallet application users (“Users”) hereby agree to be bound by these terms and conditions and any decisions made by True Money Malaysia in respect of the Campaign shall be final and binding.
  2. This User Agreement shall be read together with the Campaign Terms and Conditions, True Money’s Terms and Conditions, True Money’s Terms of Services, as well as True Money’s Privacy Policy and Statement.
  3. In the event of any conflict or inconsistency, such conflict or inconsistency shall be resolved by the following order of precedence (i) This Campaign’s Terms and Conditions; (ii) True Money’s Terms and Conditions; and (iii) True Money’s Terms of Services (accessible in the TrueMoney mobile application under Account → About Us → Terms of Service – eWallet).
  4. TrueMoney reserves the right to forfeit any of the offers/prizes for this Campaign if the user has breached any of the Terms and Conditions as mentioned above.
  5. Notwithstanding any of the foregoing or anything to the contrary, True Money Malaysia reserves the right to alter, extend, or terminate the Campaign, and/or amend the terms and conditions of the Campaign, if is so required without prior notice to the User. In the event of any dispute directly or indirectly arising from the Campaign, the decision of True Money Malaysia shall be final.

Campaign Terms and Conditions

  1. Campaign Period
    The Campaign will commence on 1 September 2026 at 12.00:00 AM and will end on 31 October 2026 at 11:59:59 PM, both dates inclusive or until campaign budget has been fully redeemed, whichever occurs earlier.
  2. Eligibility
    1. This Campaign is only applicable to newly registered TrueMoney E-wallet users who: (i) are legal residents of Malaysia and aged 18 years and above as stated in their Identity Card/Passport (as at 1 September 2026); and (ii) have performed eKYC via National Identity card (IC) or passport verification on the TrueMoney app ONLY.
    2. This Campaign is applicable to purchases made at Lotus’s on or after 1 September 2026.
  3. Campaign Mechanics
    1. A RM7 instant discount reward (“Discount Reward”) shall be granted for each qualifying transaction with a minimum spend of RM150 per receipt that satisfies the applicable Eligibility criteria.
    2. Minimum purchase of RM150 per receipt is required to qualify this promotion and payment must be made via TrueMoney e-wallet.
    3. Each TrueMoney user is eligible to a maximum of nine (9) Discount Reward entitlements, cumulatively across both online and in-store transactions during the campaign (once per week).
    4. This campaign is not applicable to any spending through DuitNow QR.
    5. This campaign is not applicable to any spending completed on a Wednesday.
    6. This campaign is applicable on top of any other Cashback campaigns ongoing during the campaign period unless it falls in the categories above and/or stated otherwise.
  4. Enquiry
    For any enquiry on the campaign, please get in touch with our Customer Loyalty Team through the following channels:
    a) Email: [email protected].
    b) In-App & Website Live Chat: Available Monday to Fridays from 9.00am to 6.00pm (excluding public holidays)
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Your Shopping Deserves a TrueDiscount! https://www.truemoney.com.my/promotions/your-shopping-deserves-a-truediscount/ Tue, 18 Aug 2026 10:53:45 +0000 https://www.truemoney.com.my/?p=22409

Unlock RM7 OFF at Lotus’s!

Experience the TrueDiscount at Lotus’s!

Campaign Period: 1 September 2026 – 31 October 2026

Smart shopping just got better! Level up your grocery runs with our exclusive TrueDiscount reward. Every time you fill up your cart at Lotus’s, enjoy discount on your total bill — making your essential shopping sweeter and lighter on the wallet!

How to Secure Your Discount:
1. Spend a minimum of RM150 in a single receipt at any Lotus’s Store. (excluding DuitNowQR payment)
2. Pay via TrueMoney eWallet and get a RM7 instant discount

Quick Reminders:
– Verify to Claim: Ensure your TrueMoney account is an upgraded verified account (eKYC completed) to unlock this reward.
– Weekly Perk: Users are eligible to redeem the reward once per week throughout the campaign period.
– Daily Offer: This reward is applicable every day, including weekends, EXCLUDING Wednesdays.

Don’t wait for the weekend—verify your account, head to Lotus’s today, and get your TrueDiscount before the week ends!

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Merdeka New User RM6 Terms and Conditions – Terms https://www.truemoney.com.my/terms/merdeka-new-user-rm6-terms-and-conditions-terms/ Tue, 18 Aug 2026 02:06:13 +0000 https://www.truemoney.com.my/?p=22372

Merdeka New User RM6 Terms and Conditions

 A. User Agreement

  1. This Campaign is held by True Money Malaysia Sdn. Bhd. By participating in this campaign, True Money Malaysia E-wallet application users (“Users”) hereby agree to be bound by these terms and conditions and any decisions made by True Money Malaysia in respect of the Campaign shall be final and binding.
  2. This User Agreement shall be read together with the Campaign Terms and Conditions, True Money’s Terms and Conditions, True Money’s Terms of Services, as well as True Money’s Privacy Policy and Statement.
  3. In the event of any conflict or inconsistency, such conflict or inconsistency shall be resolved by the following order of precedence (i) This Campaign’s Terms and Conditions; (ii) True Money’s Terms and Conditions; and (iii) True Money’s Terms of Services (accessible in the TrueMoney mobile application under Account → About Us → Terms of Service – eWallet).
  4. True Money reserves the right to forfeit any of the offers/prizes for this Campaign if the user has breached any of the Terms and Conditions as mentioned above.

 B. Campaign Terms and Conditions

  1. Campaign Period
    The Campaign will commence on 31 August 2026 at 12.00:00 AM and will end on 16 September 2026 at 11:59:59 PM, both dates inclusive or until campaign budget has been fully redeemed, whichever occurs earlier. 
  2. Eligibility
    1. This Campaign is only applicable to newly registered TrueMoney E-wallet users who:
      (i) are legal residents of Malaysia and aged 18 years and above as stated in their Identity Card/Passport (as at 31 August 2026); and
      (ii) have performed eKYC via National Identity card (IC) or passport verification on the TrueMoney app ONLY.
  3. Campaign Mechanics
    1. A RM6 instant TrueMoney Credit shall be granted to each new user who successfully completes the e-KYC verification process.
    2. Only applicable for New TrueMoney eWallet Users.
    3. To qualify for the RM6 TrueMoney Credit, new users are required to:
      1. Download the TrueMoney Malaysia app and input the KOL/Promo Code of ‘MERDEKA’ on the registration page.
      2. After registering with the promo code, new users must complete the account verification (e-KYC) process within 48 hours between 31 August to 16 September 2026 via the TrueMoney eWallet to receive the RM6 instant TrueMoney credit in their account.
      3. To complete the e-KYC, go to the Account in the TrueMoney > Tap to upgrade account on top of the page > proceed with the verification process.
      4. Customers who fail or do not successfully complete the e-KYC verification process for any reason will not be eligible to receive the TrueMoney credit. 
    4. The TrueMoney credit will be credited to each customer no more than 48 hours after the e-KYC has been successfully completed.
    5. Users will receive a TrueMoney in-app push notification once the RM6 credit has been successfully credited.
  4. Enquiry
    For any enquiry on the campaign, please get in touch with our Customer Loyalty Team through the following channels:
    a) Email [email protected]
    b) In-App & Website Live Chat: Available Monday to Fridays from 9.00am to 6.00pm (excluding public holidays)

Q&A
Q : How do I claim the RM6 TrueMoney credit?
A : This is only applicable for new user registration, you are required to key in ‘MERDEKA’ in the ‘Promo/KOL Code’ field on the registration page and perform account verification in order to receive the credit.

Q : Why did I not receive the RM6 TrueMoney credit after I registered and verified my account?
A : This may be due to the ‘MERDEKA’ code not being properly filled during registration. Failure to key in the correct code will result in not being able to receive the RM6 free credit.

Q: How do I perform the account verification?
A: Go to the ‘Account’ page in TrueMoney eWallet, and proceed with the account verification process by scanning your Malaysian Identification Card (IC) or Passport from the bar on top.

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A Merdeka Welcome for New Users! https://www.truemoney.com.my/promotions/a-merdeka-welcome-for-new-users/ Tue, 18 Aug 2026 01:07:18 +0000 https://www.truemoney.com.my/?p=22363 FREE RM6 TrueMoney Credit. ]]>

Welcome Aboard! Your Merdeka Reward Awaits.

Kick-Start Your TrueMoney Journey This Merdeka!

Campaign Period: 31 August – 16 September 2026

Celebrate Merdeka with a rewarding start! Register as a new TrueMoney user and enjoy FREE RM6 TrueMoney Credit.

How to Secure Your Reward:
Step 1: Download the TrueMoney Malaysia app in Play Store / App Store and tap ‘Sign Up’.
Step 2: Fill in your details and input the KOL/Promo Code: MERDEKA
Step 3: Complete your registration and perform eKYC 
Step 4: RM6 TrueMoney Credit will be credited to your account.

*This offer is limited time only and on a first come first serve basis

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Cashback Gemilang – Terms https://www.truemoney.com.my/terms/cashback-gemilang-terms/ Thu, 30 Jul 2026 13:01:58 +0000 https://www.truemoney.com.my/?p=22295

Cashback Gemilang

A. User Agreement

  1. This Campaign is held by True Money Malaysia Sdn. Bhd. By participating in this campaign, True Money Malaysia E-wallet application users (“Users”) hereby agree to be bound by these terms and conditions and any decisions made by True Money Malaysia in respect of the Campaign shall be final and binding. 
  2. This User Agreement shall be read together with the Campaign Terms and Conditions, True Money’s Terms and Conditions, True Money’s Terms of Services, as well as True Money’s Privacy Policy and Statement.
  3. In the event of any conflict or inconsistency, such conflict or inconsistency shall be resolved by the following order of precedence (i) This Campaign’s Terms and Conditions; (ii) True Money’s Terms and Conditions; and (iii) True Money’s Terms of Services (accessible in the TrueMoney mobile application under Account → About Us → Terms of Service – eWallet).
  4. TrueMoney reserves the right to forfeit any of the offers/prizes for this Campaign if the user has breached any of the Terms and Conditions as mentioned above.
  5. Notwithstanding any of the foregoing or anything to the contrary, True Money Malaysia reserves the right to alter, extend, or terminate the Campaign, and/or amend the terms and conditions of the Campaign, if is so required without prior notice to the User. In the event of any dispute directly or indirectly arising from the Campaign, the decision of True Money Malaysia shall be final.

B. Campaign Terms and Conditions

  1. Campaign Period
    The Campaign will commence on 1 Aug 2026 at 12.00:00 AM and will end on 31 Aug 2026 at 11:59:59 PM, both dates inclusive or until campaign budget has been fully redeemed, whichever occurs earlier.
  2. Eligibility
    1. All registered TrueMoney E-wallet users who:
      (i) are legal residents of Malaysia and aged 18 years and above as stated in their Identity Card/Passport (as at 1 Aug 2026); and
      (ii) have performed eKYC via National Identity card (IC) or passport verification on the TrueMoney app ONLY.
    2. This Campaign is applicable to purchases made at Lotus’s on or after 1 Aug 2026
  3. Campaign Mechanics
    1. A RM6.90 cashback reward (“Cashback Reward”) shall be granted for each qualifying transaction with a minimum spend of RM100 per receipt that satisfies the applicable Eligibility criteria.
    2. The Cashback Reward will be credited to each User within forty-eight (48) hours of the relevant transaction, subject to availability. Users will be notified via the TrueMoney in-app push notification upon the Cashback Reward being credited into their TrueMoney app.
    3. Minimum purchase of RM100 per receipt is required to qualify this promotion and payment must be made via TrueMoney E-wallet.
    4. Each TrueMoney user is eligible to maximum of two (2) cashback entitlements, cumulatively across both online and in-store transactions. Limited to one (1) redemption per calendar month.
    5. This campaign is not applicable to any spending through DuitNow QR.
    6. This campaign is not applicable to any spending completed on a Wednesday
    7. This campaign is applicable on top of any other Cashback campaigns ongoing during the campaign period unless stated otherwise.
  4. Enquiry
    For any enquiry on the campaign, please get in touch with our Customer Loyalty Team through the following channels:
    a) Email: [email protected].
    b) In-App & Website Live Chat: Available Monday to Fridays from 9.00am to 6.00pm (excluding public holidays)
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Get the Gemilang Glow, Watch Your Cashback Flow! https://www.truemoney.com.my/promotions/get-the-gemilang-glow-watch-your-cashback-flow/ Thu, 23 Jul 2026 02:18:35 +0000 https://www.truemoney.com.my/?p=22215

Unlock Your Cashback Gemilang Now!

Experience the Cashback Gemilang at Lotus’s!

Campaign Period: 1st August 2026 – 31st August 2026

Smart shopping just got better! Level up your grocery runs with our exclusive Cashback Gemilang reward. Every time you fill up your cart at Lotus’s, enjoy cashback rewards for your total bill — making your essential shopping sweeter and lighter on the wallet!  

How to Secure Your Cashback:
1) Spend a minimum of RM100 in a single receipt at any Lotus’s Store. (excluding DuitNowQR payment)
2) Pay via TrueMoney eWallet and get a RM6.90 cashback rewards

Quick Reminders:
Verify to Claim: Ensure your TrueMoney account is an upgraded verified account (eKYC completed) to unlock this reward.

Monthly Perk: Valid for 1 redemption per user per calendar month.

Daily Offer: This offer is applicable every day, including weekends, EXCLUDING Wednesdays.

Don’t wait for the weekend—verify your account, head to Lotus’s today, and claim your Gemilang savings before the month ends!

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Cashback Missions: Play the quest, get the best! https://www.truemoney.com.my/promotions/cashback-missions-play-the-quest-get-the-best/ Thu, 23 Jul 2026 01:18:24 +0000 https://www.truemoney.com.my/?p=22179

Smash every target today and extract maximum rewards!

Campaign Period : 1st August 2026 – 31st October 2026

Max out your stats, secure your cashback today, and the ultimate reward tier with TrueMoney Cashback Missions! Finish easy goals while you shop to earn your surprise cashback treats every single month. 

View your missions now and start claiming your monthly treats!

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Cashback Missions – Aug to Oct 2026 – Terms https://www.truemoney.com.my/terms/cashback-missions-aug-to-oct-2026-terms/ Thu, 09 Jul 2026 15:09:20 +0000 https://www.truemoney.com.my/?p=22112

Cashback Missions - Aug to Oct 2026

Terms and Conditions

A. User Agreement

  1. This Campaign is held by True Money Malaysia Sdn. Bhd. By participating in this campaign, True Money Malaysia E-wallet application users (“Users”) hereby agree to be bound by these terms and conditions and any decisions made by True Money Malaysia in respect of the Campaign shall be final and binding.
  2. This User Agreement shall be read together with the Campaign Terms and Conditions, True Money’s Terms and Conditions, True Money’s Terms of Services, as well as True Money’s Privacy Policy and Statement.
  3. In the event of any conflict or inconsistency, such conflict or inconsistency shall be resolved by the following order of precedence (i) This Campaign’s Terms and Conditions; (ii) True Money’s Terms and Conditions; and (iii) True Money’s Terms of Services (accessible in the TrueMoney mobile application under Account → About Us → Terms of Service – eWallet).
  4. True Money reserves the right to forfeit any of the offers/prizes for this Campaign if the user has breached any of the Terms and Conditions as mentioned above. 

B. Campaign Terms and Conditions

  1. Campaign Period
    The Campaign will commence on 1 Aug 2026 at 12.00:00 AM and will end on 31 Oct 2026 at 11:59:59 PM, both dates inclusive or until Randomised Cashback Rewards (as defined in paragraph 3.2 below) are fully redeemed, whichever occurs earlier.
  2. Eligibility
    All TrueMoney E-wallet users who are legal residents of Malaysia and aged 18 years and above as stated in their Identity Card/Passport (as at 1 Aug 2026)
  3. Campaign Mechanics
    1. Users shall be entitled to receive various rewards upon completing the actions outlined in the table below. Users may complete any number of the aforementioned actions within the campaign period to qualify for a Randomised Cashback Reward, subject always to availability.
    2. Randomised Cashback Rewards
      A randomised cashback reward will be granted upon completion of each Mission that satisfies the applicable Eligibility criteria, with the value of such reward determined on a randomised basis (“Randomised Cashback Reward”).
    No. Missions Reward Eligibility
    i
    Spending at BHPetrol
    Randomised Cashback Reward
    • Spend a minimum of RM50 at any BHPetrol outlet.
    • Eligible users are limited to FIVE (5) times of this reward per calendar month, subject to availability
    • The cashback amount ranges from a minimum of RM0.10 to a maximum of RM4.85.
    • Not eligible for DuitNow QR payments
    ii Mobile Top Up Randomised Cashback Reward
    • Spend a minimum of RM30 on any mobile prepaid top ups, except for game credit top ups
    • Eligible users are limited to FIVE (5) times of this reward per calendar month, subject to availability
    • The cashback amount ranges from a minimum of RM0.10 to a maximum of RM2.35.
    iii Spending at TrueMoney Merchants Randomised Cashback Reward
    • Spend a minimum of RM15 at any True Money merchants, except for Lotus’s and BHPetrol.
    • Eligible users are limited to TEN (10) times of this reward per calendar month, subject to availability
    • The cashback amount ranges from a minimum of RM0.10 to a maximum of RM2.50.
    • Not eligible for DuitNow QR payments
    iv Bill Payment Randomised Cashback Reward
    • Spend a minimum of RM20 to make any bill payment such as Astro, utility bill and mobile postpaid.
    • Eligible users are limited to FIVE (5) times of this reward per calendar month, subject to availability
    • The cashback amount ranges from a minimum of RM0.10 to a maximum of RM1.50.
    v In-app Voucher Purchase Randomised Cashback Reward
    • Spend a minimum of RM10 on the purchase of any digital voucher or in-store voucher via the TrueMoney eWallet.
    • Eligible users are limited to TEN (10) times of this reward per calendar month, subject to availability
    • The cashback amount ranges from a minimum of RM0.10 to a maximum of RM2.
  4. Enquiry
    For any enquiry on the campaign, please get in touch with our Customer Loyalty Team through the following channels:
    a) Email [email protected]
    b) In-App & Website Live Chat: Available Monday to Fridays from 9.00am to 6.00pm (excluding public holidays)
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B2B Welcome Campaign – Terms https://www.truemoney.com.my/terms/b2b-welcome-campaign-terms/ Fri, 19 Jun 2026 12:58:16 +0000 https://www.truemoney.com.my/?p=21994

B2B Welcome Campaign

A. User Agreement
  1. This Campaign is held by True Money Malaysia Sdn. Bhd. By participating in this campaign, True Money Malaysia E-wallet application users (“Users”) hereby agree to be bound by these terms and conditions and any decisions made by True Money Malaysia in respect of the Campaign shall be final and binding.
  2. This User Agreement shall be read together with the Campaign Terms and Conditions, True Money’s Terms and Conditions, True Money’s Terms of Services, as well as True Money’s Privacy Policy and Statement.
  3. In the event of any conflict or inconsistency, such conflict or inconsistency shall be resolved by the following order of precedence (i) This Campaign’s Terms and Conditions; (ii) True Money’s Terms and Conditions; and (iii) True Money’s Terms of Services (accessible in the TrueMoney mobile application under Account → About Us → Terms of Service – eWallet).
  4. True Money reserves the right to forfeit any of the offers/prizes for this Campaign if the user has breached any of the Terms and Conditions as mentioned above.

B. Campaign Terms and Conditions

  1. Campaign Period
    The Campaign will commence on 11 June 2026 12.00:00 AM till 11th July 2026 11:59:59 PM, both dates inclusive or until the Cashback is fully redeemed, whichever occurs earlier. 
  2. Eligibility
    This Campaign is only open to new TrueMoney E-wallet Users who meet all of the following requirements:
    1. Are legal residents of Malaysia and aged 18 years and above as stated in their Identity Card/Passport (as at 11 June 2026);
    2. Have successfully performed eKYC via National Identity card (IC) or passport verification on the TrueMoney app; and
    3. Enter the referral code “NEWBIZ” as the referral code during account registration. Referral codes entered after registration will not qualify for the campaign.
    4. Users must fulfil all of the above requirements and comply with these Campaign terms and conditions to qualify for the cashback reward.
  3. Campaign Mechanics
    1. A minimum spend of RM300 at any Lotus Hypermarket is required to earn the Cashback.
    2. The Cashback will be credited to each customer no more than 48 hours after the transaction. Customers will be notified via the TrueMoney in-app push notification upon the Cashback being credited into their TrueMoney app.
    3. Each eligible TrueMoney User is eligible for only TWO (2) cashback for the entire duration of the Campaign.
    4. Campaign is not valid through DuitNow QR codes
    5. Applicable on top of any other Cashback campaigns ongoing during the campaign period.
  1. Enquiry
    For any enquiry on the campaign, please get in touch with our Operations Team through the following channels:
    1. Email: [email protected].
    2. In-App & Website Live Chat: Available Monday to Fridays from 9.00am to 6.00pm (excluding public holidays)
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Weekly Cart Rewards – Terms https://www.truemoney.com.my/terms/weekly-cart-rewards-terms/ Fri, 22 May 2026 01:37:27 +0000 https://www.truemoney.com.my/?p=21828

Weekly Cart Rewards

A. User Agreement

  1. This Campaign is held by True Money Malaysia Sdn. Bhd. By participating in this campaign, True Money Malaysia E-wallet application users (“Users”) hereby agree to be bound by these terms and conditions and any decisions made by True Money Malaysia in respect of the Campaign shall be final and binding. 
  2. This User Agreement shall be read together with the Campaign Terms and Conditions, True Money’s Terms and Conditions, True Money’s Terms of Services, as well as True Money’s Privacy Policy and Statement.
  3. In the event of any conflict or inconsistency, such conflict or inconsistency shall be resolved by the following order of precedence (i) This Campaign’s Terms and Conditions; (ii) True Money’s Terms and Conditions; and (iii) True Money’s Terms of Services (accessible in the TrueMoney mobile application under Account → About Us → Terms of Service – eWallet).
  4. TrueMoney reserves the right to forfeit any of the offers/prizes for this Campaign if the user has breached any of the Terms and Conditions as mentioned above.
  5. Notwithstanding any of the foregoing or anything to the contrary, True Money Malaysia reserves the right to alter, extend, or terminate the Campaign, and/or amend the terms and conditions of the Campaign, if is so required without prior notice to the User. In the event of any dispute directly or indirectly arising from the Campaign, the decision of True Money Malaysia shall be final.

B. Campaign Terms and Conditions

  1. Campaign Period
    The Campaign will commence on 1 June 2026 at 12.00:00 AM and will end on 31 July 2026 at 11:59:59 PM, both dates inclusive or until campaign budget has been fully redeemed, whichever occurs earlier.
  2. Eligibility
    1. All registered TrueMoney E-wallet users who:
      (i) are legal residents of Malaysia and aged 18 years and above as stated in their Identity Card/Passport (as at 1 June 2026); and
      (ii) have performed eKYC via National Identity card (IC) or passport verification on the TrueMoney app ONLY.
    2. This Campaign is applicable to purchases made in-store
  3. Campaign Mechanics
    1. A RM7 cashback reward (“Cashback Reward”) shall be granted for each qualifying transaction with a minimum spend of RM100 per receipt that satisfies the applicable Eligibility criteria.
    2. The Cashback Reward will be credited to each User within forty-eight (48) hours of the relevant transaction, subject to availability. Users will be notified via the TrueMoney in-app push notification upon the Cashback Reward being credited into their TrueMoney app.
    3. Minimum purchase of RM100 per receipt is required to qualify this promotion and payment must be made via TrueMoney E-wallet.
    4. Each TrueMoney user is eligible to a maximum of nine (9) cashback entitlements. Limited to one (1) redemption per Week.
    5. Week in paragraph 3.4 means a period of seven (7) consecutive calendar days commencing on Monday at 12:00 a.m. and ending on Sunday at 11:59 p.m.
    6. This campaign is not applicable to any spending through DuitNow QR.
    7. This campaign is applicable on top of any other Cashback campaigns ongoing during the campaign period unless stated otherwise.
  4. Enquiry
    For any enquiry on the campaign, please get in touch with our Customer Loyalty Team through the following channels:
    a) Email [email protected]
    b) In-App & Website Live Chat: Available Monday to Fridays from 9.00am to 6.00pm (excluding public holidays)
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